First Biznik Podcast is up
Thanks to Scott Bourne, who brought his recording equipment and considerable talent to the Top 10 Marketing Mistakes event last week, we’ve posted the results of our first experiment in podcasting a Biznik event. The recording conditions were horrible, but Scott worked some studio magic on the files and the results, well…not bad!
Listen for yourself by clicking the play button, which will stream the audio through your Flash-enabled web browser (see image). You can also download a photo-enhanced version of the podcast (choose this option if you have iTunes on your computer):
Download this file if you have iTunes
Download this file if you don’t have iTunes (right click and save to disk; option-click on Mac)
We plan to make more of our events available this way in the future, to give you a taste of what our events are like. Scott’s also going to teach a class in June on podcasting, so if you’re interested in learning more about how to do podcasts yourself using simple, inexpensive tools, that will be one not to miss. Meanwhile, check out Scott’s www.podcastingtracks.com, his how-to blog that’s full of tips and tricks for making great podcasts.
What’s cooking at Seattle MindCamp
Chris Haddad and I are geeking out at Seattle MindCamp today. Lots of Bizniks are here today - most visibly Mark Lacas, who’s piloting a remote-controlled UFO down the hallways (Dave Winer posted video of it here). About 25 of the 200 people here, joined by Kenn Hermann and Shelly Farnham, just wrapped up a session moderated by Chris and I, which we called “How to build a social network that doesn’t suck.” It was a great brainstorm session on what works and what doesn’t in the current crop of social networking applications. We talked about everything from email discussion groups to mega social networking sites like MySpace. My favorite take-away from the discussion came, not surprisingly, from Buzz Bruggeman (who I credit with introducing me to blogging), who posed a simple and powerful question: How come nobody’s building anything useful or targeted at grandparents? As a group they’re coming online in huge numbers now, with lots of time on their hands and with disposable income. Yet, most everybody in the social networking space is building stuff for teenagers. He recommended a book that I plan to read: “Death of Distance 2.0″ which he says is a great book that breaks down how the world has massively changed because of the way technology has eliminated time and distance.
Barbara’s Beat the Cancer Benefit Fiesta is tonight
The benefit bash for our girl Barbara Crummins this evening is shaping up to be a big event - one of the organizers, Michelle Halfhill, tells me she expects 200-300 people will be there. Here’s what she has to say:
You SHOULD NOT MISS THIS!
Not ONLY is this going to be an AMAZING event to support our beautiful buddy Barbara (GIRL WE LOVE YOU!!!) to give her energy, remind her how we have a great community to support her and donate funds to assist her with the medical bills (which already are overwhelming)…
BUT this also be an amazing fiesta. With some of the most well known Latin bands & drumming groups in Seattle and many more that are just FINOMINAL! Even if you don’t do any Latin dancing experience…who cares!
Remember to bring some extra $ with you for the auction items. My beautiful goddess Angel and I will be strutting around with whatever we decide to (or not to) wear to show off all the wonderful auction items that Barbara’s friends have donated to the cause. Here are a few things:
Dinner for two at some awesome restaurant (If I knew which…I would tell you)
Classes from our sexy exercize trainer Eric Wilson
Healing sessions with…many of Barbara’s healing friends: cranial sacral, massage, acupuncture, etc.
Quite a few other Biznik members are donating items as well: Hannah Albert, Steve Habib Rose, Scott Bourne, David Bundren, and me, Dan McComb. If you’ve got something to donate, it’s not too late - contact Barbara Crummins early today at bcrummins [at] comcast.net. Then join us this evening to dance, laugh, and celebrate Barbara.
Georgetown Ballroom
5623 Airport Way Seattle 98108
Doors Open at 8pm Band starts 9:30
Suggested donation $10 at the door
View Map
The Chris and Dominic Factor makes Top 10 Marketing Mistakes class memorable

Chris Haddad and Dominic Canterbury taught their Top 10 Marketing Mistakes class last night for the second time, and despite the drum circle next door, managed to plow through a mountain of material in two informative and, yes, highly entertaining hours. Leila Anasazi, who attended the event last night, summed it up nicely in an email to them that she cc’d me:
Thank you. Your presentation last night was of course informative, but the Chris & Dominic Factor makes the content easy to latch onto, and memorable. The two of you have a great rapport, and your respect for each other shines through; this serves to give credence and credibility to the messages you convey.

And Chris had this to say:
If we did our jobs right, your heads should be all mashed up with ideas about how to market your business. The Biz Talk forum is a great place to talk out your thoughts with other Bizniks and help each other out. Remember, if you niche and target properly, the very idea of “competition” becomes sort of laughable. At Biznik, we’re one big happy team. So get teaming!
Chris has started a comments thread in Biz Talk at http://biznik.com/biztalk/index.html?id=143&t=d.
Epiphany Time
I had an epiphany last night and it was delicious.
Actually I had this epiphany a few weeks ago, but I’m still chewing on it now. It’s a highly chewable epiphany. It doesn’t lose its flavor no matter how much I masticate. We should package and sell this epiphany. It’s an epiphany about what, to me, makes Biznik great.
Here it is: In Biznik, referrals don’t matter, relationships do.
Sure, I’ve rambled on about this a bit in the past, talking about my disdain for some other here-to-remain-unnamed groups that treat referrals like currency.
But I think it’s worth repeating.
In the four months or so that I’ve been a Biznik I’ve passed and received just a handful of referrals, but I’ve made friendships and partnerships that are having a profound effect on my career and my attitudes about business. I’ve had heated discussions about everything from politics to podcasting, have taught three seminars at which I think I learned at least as much as my “students” and have met a ton of people I just can’t wait to work with.
Folks I can’t wait to work with. Not work for. Not refer to. Work with. Collaborate.
Because at its core Biznik is about bringing business people together (preferably in person) and seeing what great thing they can accomplish together. At it’s core, Biznik is about forming teams.
To misquote “Captain Planet”: By our powers combined, we are Biznik.
Health Insurance for Biznik Members: Part 3 - Supplemental Group Benefits
The following post is the third post in a three part series from Beth Cosker of CGA Benefits, a Biznik, whom we’re working with to provide health insurance benefits to Biznik members.
If you’re just joining in on the discussion, you may want to revisit the post that introduced the subject. If you’re asking why Biznik is getting involved in Health Insurance, Chris Haddad answered it very well in a post a couple weeks ago.
If this topic interests you, read the first two posts from Beth explaining the medical plan options, and the discounted dental plan and attend one of her Seattle-area events where she and the reps from the major carriers will answer questions. (Details below on the Biznik Events Calendar.)
At this time, these policies are only being offered in Washington State, and our information meetings have been scheduled for the Seattle area. As soon as we get this program up and running, we’ll find a way to offer these policies to U.S. Biznik members in the other states - perhaps as early as this summer.
Whether you are a business with 1 employee or 25 employees, benefits are critical in recruiting and retaining the top talent to give your business the chance to flourish and grow. Each year, rising costs make it more difficult to provide you and your staff the coverage they need. We can help.
Colonial has seamlessly partnered with thousands of companies like yours. By utilizing our solutions you and your employees will have access to group plans such as:
- Disability Insurance – Replaces a portion of your income to help make ends meet if you become disabled from a covered accident or covered sickness.
- Accident Insurance – Helps offset the unexpected medical expenses such as emergency room fees, deductibles and co-payments.
- Life Insurance – Enables you to tailor coverage for your individual needs and helps provide financial security for your family members.
- Cancer Insurance – Helps offset the out-of-pocket medical and indirect, non-medical expenses related to cancer that most medical plans don’t cover.
- Critical Illness Insurance – Complements your major medical plan by providing a lump-sum benefit that you can use to pay direct and indirect costs related to a covered critical illness.
Colonial’s coverages share important features:
- Coverage is available for your spouse and children for most products.
- Benefits are paid directly to you.
- With most plans, you can continue coverage when you change jobs or retire, with NO increase to your premiums.
To find out more about Colonial Supplemental Benefits and the plan options available to Biznik members, please attend one of the upcoming benefit events the week of May 8. The dates/times and the locations of each meeting are listed below and can be found on the Biznik Events Calendar. Please be sure to RSVP for one of these meetings by sending an email to info@biznik.com.
Monday, May 8: Bellevue, WA
Colonial Supplemental Benefits Office
The Bellefield Office Park
Conference Center (Training Room)
1150 114th Ave SE
Bellevue, WA 98004
5:30 to 6pm social
6 to 6:30 overview
6:30 to 8:30 one-on-one meetings with health insurance representatives.
Tuesday, May 9: Seattle, WA
Eastlake Bar & Grill (Upstairs Meeting Room)
2947 Eastlake Ave East
Seattle, WA 98102
5:30 to 6pm social
6 to 6:30 overview
6:30 to 8:30 one-on-one meetings with health insurance representatives.
Should you have questions regarding this information, please feel free to contact me, Beth Cosker, directly at (206) 985-2525 or bcosker[at]cgahealthbenefits.com.
Joe Shirley’s 9Joys
If I had to choose a few words to describe Biznik’s most prolific event host, Joe Shirley, I’d have to go with “steady, thoughtful, composed and calm.” Not words you’d typically associate with bipolar disorder. That’s because Joe has worked incredibly hard over the past 12 years to first understand what was happening inside himself, and then to develop a med-free method of dealing with his emotions. Along the way he picked up a BA in consciousness studies, then a Masters in whole systems design from Antioch University in Seattle. Now, he’s applying everything he’s learned into a comprehensive method, theory and practice that he calls 9Joys. I interviewed him recently to learn more about how he “turns bad moods into good ones.”
What is 9JOYS, and what inspired you to develop it?
As for inspiration, it was more a case of being strongly UN-inspired by what
passes for understanding about human nature and the workings of the mind.
C’mon - is this nutso world the best we can do??
Add to that a special motivation: at the age of 27, my life was a shambles
and I was diagnosed with bipolar disorder. Now, I could cave in and accept
the party line about my affliction being caused by a defective brain, the
only solution for which was to “manage” it with poisonous chemicals. Or I
could hold fast to an idealistic faith that the experts didn’t have the
answers, that there must be some other way out.
Fortunately, my bipolar disorder graced me with a certain unmitigated
grandiosity, and I did the second. It took me seven more years of thankless
suffering, but I eventually got very, very lucky and stumbled upon a simple
trick of the mind. I discovered that I could deliberately shift my mood by
translating it into imagery first, then manipulating the image.
I certainly wasn’t the first person to do this, but I may have been
the first to recognize the importance of this technique as a tool with which
to investigate exactly how feelings, moods, and emotions work. I spent the
next twelve years doing exactly that, and 9JOYS is the result. (And yes, I
succeeded in ending my mood swings - eleven years ago!)
As a technique, 9JOYS is more efficient and effective than the current
state-of-the-art in psychology, (and it is by definition not
psychology). For people with garden variety challenges involving unwanted
moods, thoughts and behaviors, it’s also more humane and safe than a
pharmaceutical cocktail. I’m making big claims here, but I get to do that
because I demonstrate it every day, with every one of my clients.
As a theory, 9JOYS has a lot to offer as well. To give a concrete example,
we tend to think of feelings as things. We try to “get rid of,” “control,”
or “let go of” our bad feelings. Or we try to “heal” them as if they were a
wound. In their place, we hope to “find” happiness. This strategy never
works all that well - you wind up simply burying the bad feeling, dividing
it against yourself and leaving it to wreak subtle sabotage.
9JOYS revises the concept of feelings as things. It demonstrates very
clearly, in terms everyone can experience directly, that bad feelings are
actually good ones in disguise. You’ve just got to remove the disguise,
(it takes about 15 minutes), and the essential gift of that part of you
becomes available. Which means no matter how dark, “bad,” or ugly any part
of you, at its core is light and goodness. In doing this process thousands
of times with hundreds of people, I have never encountered an exception.
Insights like this give me great hope in the potential of 9JOYS to grow into
a comprehensive theory and practice that might contribute to a new way of
inhabiting this planet. It’s going to take a lot more than just me to make
that happen, though. I’m looking for possible collaborators in every person
I talk to, and it feels like this is a very exciting time in the early
history of this work.
How’d you come up with the name 9JOYS?
The name has been through so many permutations it’s ridiculous. Some of the
abandoned ones include SourceWork, Jiva (Sanskrit for self or soul),
Emotional Field Technique, TOPOS (an acronym of Transformation Of
Psychosensory Object Systems), and at least half a dozen others. I was
jubilant when 9JOYS came to me, and after living with it for more than a
year I’m pretty sure it’s here to stay. Not to mention that 9JOYS.com is a
pretty cool URL.
The name is a literal description of the result of doing the work.
The experience of being you has a nine-part architecture, each part anchored
by a distinct feeling. When these nine parts are opened to their highest
truth, it’s like you have a coordinated team of nine different aspects of
joyful being within you — nine joys. It’s pretty awesome.
What is the most common personal challenge that your clients are trying to overcome?
Without exception, everyone who works with me is struggling to overcome
being divided against themselves. We all know the experience: one part of
you wants or believes one thing, but another part feels guilty or angry or
fearful as a result. When we’re acting out these inner conflicts (and you
can’t avoid acting them out in some form), life can get pretty
dissatisfying.
How do we get this way? It’s not because we’re damaged or broken. In fact,
it’s because we’re working perfectly. 9JOYS shows that human nature is to
be whole, congruent. We strive so much for this congruence that when we
are in a conflicted environment, especially as a child, we take on a reverse
imprint of that environment to preserve the congruence of the whole. For
example, a child is full of exuberance. When exuberance is punished in the
family, the child learns to close it down. As a strategy for preserving
wholeness, this works great as long as the child stays in the same
environment. The exuberance may be closed, but the child “fits,” belongs,
feels a part of the family. Change the environment, though, by going off to
college for example, and that imprint doesn’t “fit” any more. The result?
Distress.
Throughout evolutionary history, this imprinting process worked really well
to keep us in harmony with our natural environment and our community. When
the jaguar growls, you don’t want to have to figure out each time that the
thing to do is run. And when the clan elder speaks, by golly you better
listen with respect. Everybody’s chances of surviving and getting along with
each other are enhanced by imprinting.
But of course, all of my clients live in today’s world. Everything’s
changing all the time, and our job is new: How do we transcend our
imprintable nature and return again and again to being present in the
moment? 9JOYS helps with that.
If you could give one piece of advice to independent professionals from your own experience, what would it be?
It goes back to congruence. You owe it to your business, your customers,
your partners, and your self to make sure all parts of you are on the same
page. I guarantee you, if one part of you wants to succeed, and another
is doubting success, or fearing it, or just plain confused about it,
whatever success you do create will be dissatisfying. Take the time, make
the effort, to create a vision that’s so compelling to you that every cell
in your body reaches forward to make it happen.
I’m working on this with myself, too, using 9JOYS to resolve my own inner
conflicts. For example, I recently realized that I’ve been refraining from
creating my own clear visions of success because of a deep imprint that
said, “if you want it, by definition you can’t have it.” That’s the legacy
of growing up in a very controlling family. But in the space of about eight
hours of focused work, I left that imprint behind. For good. Now, I feel
this incredibly energizing drive, a pull forward from my solar plexus that
is hungry for opportunities to create what I want. Quite nice.
You’ve taught more classes in Biznik than any other member. What do you see as the value in teaching free classes?
I see two things, really. The first is just putting yourself out there. The
simple act of declaring you exist - not just your work or your skill, but
the you who does that work or has that skill - puts you in real relationship
to real other people. Building your business is all about creating
relationships and guiding the juicy ones until they become a part of what
makes your business sing.
The second benefit is something Chris Haddad blogged
about just this week: you get to learn. I offered my Getting Things
Done class exactly because I wanted to put a stake in the ground: by April
13 I wanted to have implemented GTD for myself, and know it well enough to
offer this class. It worked. And as a bonus, the dialogue in the class
helped me learn even more. A couple people critiqued the limitations of the
GTD system of contexts for organizing actions. I realized it wasn’t working
for me either, and have since designed a new way to organize actions that
works much better for me. Again, it’s all about relationship: when we
place ourselves in dialogue with peers, cool things always show up.
Always.
Joe’s website is 9joys.com
Photos from Dennis Dilday’s physio ball class
Biznik member Dennis Dilday taught a physio ball class Saturday at Dance Underground in Capitol Hill, and blogged about it - you can read the full post here. Meanwhile, here’s a snippet from his post, along with a few photos from the event.
I always enjoy drilling down on a subject or concept and dissecting each part of it with a “what, why, when, where, and who” analysis. You can never get too much context. For one thing these kinds of discussions allow a through understanding which helps a person understand the powerful effects that can be achieved. It also helps a person understand where things could go wrong – building their confidence that they will have a successful experience doing whatever it is – even something as simple as the ball.


New privacy settings put you in control
As our business networking group grows, privacy is becoming a bit more of an issue. So I’ve added a couple of new options to your Account admin page to help you get control over the privacy of your account. Here’s what’s new:
1. Publish/Unpublish your profile. At the very bottom of your account edit page, there’s now a Profile Published Yes/No selector, that allows you to control whether your profile is published on the site. Selecting “No” completely hides your profile from everyone. This is good for users who want to work on their profile before publishing it, for example, or if they want to suspend their account for awhile but not totally remove it. You can still log in and view your own profile, but no one else can see it until you select “Yes” here.
2. Who’s viewing my profile? Cool, but a few members find it creepy, and have asked for a way to turn that feature off so they can anonymously view profiles without having to log out first. So now you can - it’s the last setting under the privacy heading.

I’m also working on a solution that will allow members who don’t want their profile to be indexed by search engines to hide it from them.
And a final, related point: every Sunday we send out the weekly stats email, and a few addresses bounce for one reason or another. If your email account bounces, your account will be placed in unpublished status (see item 1 above). So if you’re wondering what happened to your account - don’t worry, it’s still there, but you’ll need to update your email address, and select Published “Yes” before it’ll be visible on the site again.
You’ve achieved success in your field when…
I have a Google personalized home page, and one of the options I choose to include on my page, which pops up every time I launch my browser, is Google’s quote of the day. Today’s quote is such a business gem that I’ve simply gotta share it with you:
“You’ve achieved success in your field when you don’t know whether what you’re doing is work or play.” –Warren Beatty
Now that’s the kind of uncertainty I can live with. And it got me thinking about our name. “Biznik” is a word that contains an internal contradiction: the tension between business and pleasure, the friction between work and play, money and happiness. The Biz bit is self explanatory; the -nik piece stems from a Yiddish suffix that denotes someone or something who acts in a particular way. And, of course, a reference to the Beat generation, 50s radicals who showed us that self-expression is cool, and you can be anything you want.
Biznik represents an ideal held by many independent, progressive, urban professionals: That in a perfect world, work and play are the same thing. Money doesn’t have to come at the expense of happiness. And what you do for a living can make the world a better place.
How do you define success in your field?
How do you define spam? Here’s how this business network defines it…
Comment spam is starting to be a bit of an issue in the Biznik Blog. Every day I get at least a dozen new comments from offshore pharmacies, casinos, and the like, and they’re savvy enough to only include one link and send from different email addresses using different keywords and IP addresses, so they slip past the safeguards we’ve got in place and make their way into the blog. That just ain’t the Biznik way of doing business! So today I decided to tighten things up a bit, and go from open comments to minimal moderation. What that means is that, if you’ve previously posted a comment, you can post another one any time, and it’ll still go right up without moderation. But if you’ve never posted a comment to the blog before, your first comment will be held until I can review and approve it. This is not an ideal solution - it should be that every Biznik member who is logged in can post an unmoderated comment, just the way it works in Biz Talk. But the Biznik Blog is in Word Press, which is a separate system from the Biznik website, and that’s why it’s not possible - yet. We’re planning to integrate the blog into the website in a future version of the site. But for now, this seems like the best solution and a sure-fire way to keep spam out of the comments.
This is a good time for me to remind everyone that Biznik is a spam-free zone. Really. And that it’s against the Biznik code of conduct to spam any members through the directory. I’ve only received a couple complaints about this happening, but I’d like to remind everyone to be conscious of this so it doesn’t become an issue.
What’s the difference between appropriately contacting a member on the site and spamming them? Here’s an example that I think will illustrate the point. If you’re a web developer and you’re interested in finding a graphic designer to collaborate with you on a project, don’t just type the word “designer” into the search box (which as of today produces 57 results) and send 57 form letters to each one of them. I think of that as spam, and I suspect a lot of the members who receive such a message would, too. Instead, refine your search terms (typing “seattle web designer” into the box reduces the results to 8, for example) and take the time to read through as many designer’s profiles as you have time to. Then contact only the ones who you think would be a good fit, and be sure to send them an individual message that shows you’ve taken the time to read their profile.
How do you define spam in Biznik, and has it been a problem for you?
Teachers aren’t just sexy, they’re smart too.
On Tuesday night Daniel Talsky and I taught our “The 5 Things Every Biznik Needs to Know About the Web” class. It was a good time. We had an elite turnout of stunningly attractive, fantastically smart Bizniks.
And damn I learned a lot.
Now, theoretically, a class is all about some big brain-stuffed teacher lecturing on about some topic or other and dripping drops of wisdom into the upturned mouths of the gathered students.
But it never works that way.
I had a teacher in college who told me once “I teach courses about things I want to learn about.”
And he had a real point. Because if you want to crystalize your ideas on something, teaching a class and getting hot, live feedback from the folks who show up to see you speak is the best way I’ve found.
So teach, yon Bizniks. You just might learn something.
Health Insurance for Biznik Members: Part 2 - Dental Plan
The following post is part of a three part series from Beth Cosker of CGA Benefits, a Biznik, whom we’re working with to provide health insurance benefits to Biznik members.
If you missed the first blog post from me that introduced the subject, you can re-read it here. If you’re asking why Biznik is getting involved in health insurance, read Chris Haddad’s post here.
We will be publishing three blogs from Beth explaining the medical plan options, the discounted dental plan and the supplemental group insurance policies. This is the second of those three.
At this time, these policies are only being offered in Washington State, and our information meetings are only scheduled for the Seattle area. As soon as we get this program up and running, we’ll find a way to offer these policies to U.S. Biznik members in the other states - hopefully as early as this summer.
Biznik is pleased to introduce Dental Health Services! Through Dental Health Services, Biznik members and their families will soon have the opportunity to enjoy comprehensive dental coverage, receive care from independent Quality Assured dentists, and benefit from outstanding, prompt, personal service.
Dental Health Services plan options have many features you may not be aware of. Designed to promote prevention and educate members on maintaining their dental health, some of Dental Health Services key features are:
- No maximums
- No deductibles
- Quality Assurance
- Personalized service
- No waiting periods
- Low copayments
If you are interested in receiving more information about Dental Health Services and the plans available to Biznik members, please attend one of the upcoming benefit events the week of May 8. The dates/times and the locations of each meeting are listed below and can be found on the Biznik Events Calendar. Please be sure to sign up to attend one of these meetings by sending an email to info@biznik.com.
Monday, May 8: Bellevue, WA
Colonial Supplemental Benefits Office
The Bellefield Office Park
Conference Center (Training Room)
1150 114th Ave SE
Bellevue, WA 98004
5:30 to 6pm social
6 to 6:30 overview
6:30 to 8:30 one-on-one meetings with health insurance representatives.
Tuesday, May 9: Seattle, WA
Eastlake Bar & Grill (Upstairs Meeting Room)
2947 Eastlake Ave East
Seattle, WA 98102
5:30 to 6pm social
6 to 6:30 overview
6:30 to 8:30 one-on-one meetings with health insurance representatives.
Should you have questions regarding this information, please feel free to contact me, Beth Cosker, directly at (206) 985-2525 or bcosker[at]cgahealthbenefits.com.
Tax Day Came Late This Year
Happy tax day, Bizniks. On the upside, Tax Day came late this year, so you get to hold onto your money for two whole days longer. On the downside, us small business owners have to pay a whopping bit more than our employed counterparts. Let’s all bow our heads and hum a dirge for the money that goes away.
Chris Haddad
Haddad Ink.
All about Health Insurance
So, Dan has already made this comment in his post about Barbara Crummins, but I think it’s worth reiterating: Health insurance in America sucks hard. And if you’re a self employed professional, it sucks even more than that. It’s like a hoover. It just keeps sucking. It sucks away your money. It sucks away your brain cells. It sucks, sucks, sucks.
Now, over the last few days you’ve probably seen posts popping up about health insurance for Biznik members. And, if you’re like me, you had some pretty big questions not just about what was being offered, but why Biznik is getting into the business of offering it. Questions I’ll hopefully be able to answer here.
1. In as few words as possible, what’s being offered?
Access to plans and supplemental insurance that sole proprieters like you and me have simply never been able to get before. The details are covered in Beth’s blog posts, but it comes down to this: Yesterday I couldn’t even try to buy accident insurance, supplemental cancer insurance or reasonably priced dental. Today, as a Biznik, I can.
2. Why is Biznik offering this service?
Because, as I said before, health insurance in the US sucks and we’d like to see it suck less for our members. Biznik is primarily about building community and this a great and tangible way of showing what being part of a community can really do for you.
3. Health insurance is a for-profit model. Is Biznik making money off of this?
Nope. Biznik won’t make a red cent off of this deal. It’s just a way for us to get better coverage for ourselves, say thanks to all you great Biznik members and to help us level the playing field between self employed folks and those lucky office drones who have had access to supplemental insurance for years.
4. Isn’t this just a way for Beth to corner the market on Biznik health insurance?
Nope. This is the Biznik plan and Beth is just the broker handling it for us. Is Beth making money by representing Bizniks like this? Of course, but it’s her job and at Biznik we’re all about people getting paid to do their jobs.
5. Isn’t working with a broker like Beth more expensive than just buying my insurance direct?
Nope. Broker fees are already built into the prices the insurance companies quote to you. Basically, working with a broker is free to you but gets you access to someone who’s job it is to wade through all the mind numbing details of the American medical system. So, the question is, would you rather do all the leg work yourself or let a professional do it for you? Either way, the price is the same.
6. Wait, why is Biznik doing this again?
OK, here’s the real reason: because we can. We’re drunk with power. Drunk I say. So Drunk that I need to have a lie down. Ahh. I like it on the floor.
So there you go. If you have any other questions just post them here in the comments section and I’ll see if I can dig up an answer for you.
Chris Haddad
Haddad Ink.
Website Basics: The Top 5 Things Every Biznik Needs to Know About the Web
Hey, folks.
Daniel Talsky and I are teaching a class on Tuesday night all about the whacky world of the web and what you Bizniks really need to know about it. There was a bit of a technical glitch (let’s just blame Dan, he spelled the reply email wrong) on the class, so if you tried to sign up for it we probably didn’t get your RSVP. So, if you’ve already signed up, send a quick note to info@biznik.com.
And if you haven’t signed up, well, why the heck not? It’s gonna be great. We’ve got our whole outline all planned and everything. And if you’re lucky, I’ll do a little dance for you. I do a mean soft shoe.
Let’s party for Barbara Crummins
Barbara Crummins may not know this, but she’s the person who proved to me that business networking really works. She’s a graphic designer, and I’m a web developer. But I used to be a photographer, which means I figured, hey, I can dance that graphic design dance, no problem. I know how to use Photoshop! And I did OK, actually, for a couple years, trying to do it all. Why should I farm it out when I can do it all myself? But business networking is about focusing on what you do best, and referring the rest. Giving it to somebody who actually does it much faster, and much better. In return, that person refers work to you that she could probably muddle through, too, only you’re really the person who should be doing it.
Barbara and I had a really good thing going this way. Until a couple of months ago, when she came down with an upset stomach. It was bad enough that, thinking she had food poisoning, she ended up in the emergency room. And what they found there was a total shocker: she had colin cancer.
Unfortunately, like a lot of self-employed professionals, she wasn’t able to purchase health insurance that fully covered her. So some of her friends are getting together to throw her a party to raise money for her portion of the bills, which are piling up faster than you can say “America’s medical system sucks for independent professionals.” (We’re actually doing something to make that at least a little better - watch this blog for more info about Biznik group benefits for independent professionals next week.) But let’s get up to speed on all this directly from Barbara…
It’s been less than a year since you and I and a handful of other people set down for breakfast at the Salmon Bay Cafe and The Biz Group was born. Since then you and I shared a lot of business together, The Biz Group became Biznik, and very recently, you discovered, totally unexpectedly, that you have cancer. It seems surreal to me, and I can only imagine what it feels like for you. How are you doing?
Well, under the circumstances, pretty well. It is a trip to find this out with no prior symptoms.
How serious is what you’ve been diagnosed with?
Quite serious– stage 4, which is on the scale of 1-5 (5 being kiss it goodbye!)
BUT I have faith!
What kind of approach are you taking to fight this?
I’m using traditional chemo, due to the advanced stage it’s in, but also supplementing with acupuncture, herbs, supplements and lots of LOVE from my friends and community.
Are you still working, and if so, what type of clients are you looking for?
Yes, part time. I do have to pay all those pesky bills still! I want clients that are not in a big panic or rush, but have reasonable deadlines. They seem to be manifesting so that is a good thing. I work about three hours a day, and a few more on my good days.
Do you have medical insurance? How much of the cost is it covering, and how much are you out of pocket?
Yes, thank god! I am responsible for 30 percent and they pick up 70 percent (after a large deductible!) And someone please, revamp our medical system soon. It’s obscene what they charge.
What type of help can we give you?
Lots of love, visits are great, get me out of the house on walks… and occasionally, some work!
Hope you’re ready to do some dancing with me on April 28! Where’s the party, who’s performing, and who’s throwing it?
My friends John and Suki are putting on an awesome benefit for me at a warehouse in Georgetown. Here’s the address:
Georgetown Speakeasy (door not marked, but address is)
5623 Airport Way Seattle, WA
Between Lucille and Corson/Michigan
8pm - 1am
The Supersones, a Cuban band, are playing. Also there will be two DJs to play funk, R&B, salsa. Possibly even an appearance by a samba band, too.
Anyone wanting to donate any services we can sell there, let me know. I know Eric Wilson is gifting a few personal training sessions, and Dan McComb has more than stepped up. Tiberio Simone is making his yummy chocolates… can’t wait! So, come out and dance, and have fun. You guys are the best!
Thanks for all the support and friendship at a really rough time.
I’m donating $300 worth of web development time to the cause. Anyone else who’d like to donate a service for this event, drop me a line to dan@biznik.com, and we’ll make it happen for Barbara.
Biznik is coming to San Francisco!
About time, hey? I mean, Biznik is just a natural for business networking in San Francisco. Seattle has a lot of cool business people, but San Francisco, well, has even more. Biznik already has more than 40 California members, most of whom are located in the Bay Area, so we were delighted when Dave Amann, who joined last month, stepped up to host a happy hour.
So here it is, ladies and gentleman: the first Biznik event outside of the Seattle area will be a happy hour at the San Francisco Brewing Company on April 27th.
Where: San Francisco Brewing Company
When: 04/27/2006 at 7:00 PM
Address: 155 Columbus Street
San Francisco, CA 94133
View map
Dave is a Stanford grad whose claim to fame was working at Netscape when they went public. More recently he has been working as a financial advisor at Edward Jones, and runs their Redwood City office. He’d been checking out different networking groups for awhile but “didn’t like jumping through all the hoops.” He discovered Biznik when Lifehacker.com called us “a really interesting alternative for business networking.” After reading The Biznik Manifesto, he knew he’d found his group.
“I think this biznik thing is pretty cool,” he says. “I’d like to see it get off the ground. If I wait for someone else to do it, it’ll take longer, so why not help out now?”
So if you live in the Bay Area, this is your chance to take what you’re doing with your business to the next level, meet some great people, engage in a little radical self promotion, and be part of creating a business networking group that truly doesn’t suck.
Scott Bourne: “podcasting is here to stay”

Defined simply, podcasting it is a technology that allows you to listen to audio (and video) when you want, where you want, and how you want. It is to audio and video what blogging is to writing: A simple technology with revolutionary implications for both producers and consumers of content. Got something to say, or a performance you’d like to share? Podcast it, and they will come.
According to the Pew Internet and American Life Project (research that is now a year old), 29 percent of Americans over the age of 18 who own MP3 players have listened to podcasts. The popularity of podcasting is being fueled in part by how easy it is to create a podcast (especially if you use a Mac). But as you might expect, there’s a lot more to creating a quality podcast than meets the eye. If you’re considering a leap into podcasting, who better than a seasoned broadcasting professional to help you navigate these waters? That’s exactly what Scott Bourne is building a business around with his Bourne Media Group, a company he founded in Gig Harbor, Washington.
As someone who had a big hand in the creation of Internet broadcasting back in the 90s, Scott is uniquely positioned to do this well. But I’ll get out of the way and let him tell the story himself…
How’d you get started in broadcasting?
I was always interested in radio and when other kids were dreaming of hitting home runs or playing in the Super Bowl, I was dreaming about being on the radio. I spent an entire summer hounding the folks at my favorite radio station for a job when I was 16. They finally relented and let me push a broom for $1.25 an hour. That was the start.
On your website, www.bournemediagroup.com, you state “we helped invent Internet audio.” Who do you mean by “we,” and can you tell me more about your role in that?
I founded NetRadio with Scot Combs, a Minneapolis radio producer and with the help of two venture capitalists, Terry Mahoney and Rob Griggs. I was the company CEO. You can read a little about that here at: http://www.wired.com/wired/archive/4.03/scans.html
It was my idea. And it started after seeing Rob Glaser (The founder of Real Networks) demonstrate a beta version of Real Audio 1.0 That led me to believe it would be possible to start a radio station on the Internet.
You must feel like a bit like a proud parent watching the proliferation of Internet radio. What are you focused on doing with your company, Bourne Media Group, today?
Well I do get a chuckle now and then when people act like using push technology to deliver audio is a new thing. I did it ten years ago when NetRadio partnered with a now defunct company called Pointcast. While there was no RSS involved, it had most of the elements of what we now call podcasting.
With Bourne Media Group, I hope to help companies understand and navigate the podcasting landscape. While we do all sorts of audio production, it’s the podcasting that I personally find most interesting.
Looking at your website I see that you’re also interested in photography. How have you been able to combine your interest in photography with your skills in broadcasting?
I do two podcasts right now that focus on photo-related issues. One is just getting started call ApertureTricks and it’s all about a new piece of software from Apple called Aperture - which is a photo workflow tool. I do another podcast called Photofocus (www.photofocus.com) and it’s more general. I am about to launch a third podcast that will incorporate some photo elements as they relate to Apple’s iPhoto called the iLifeZone with Chris Breen the editor of MacWorld and Derrick Story, the co-author of iPhoto The Missing Manual.
Are you a big Mac user?
I am a Mac guy but I can use a PC if I have to. I just like that Macs work right out of the box. We use them to produce our podcasts and get quick and easy results. I also appreciate not having to spend half my day hunting down and deleting spyware. And by the way, I am using my MacBook Pro as my primary computer now and loving it.
Me too. I LOVE my MacBook Pro. And thanks to Apple releasing Boot Camp a couple days ago, it’s now a snap to boot into Windows natively on the same machine (something I’ll occasionally do for testing). But enough about that. I’ve heard some respectable people say that podcasting is a fad. What’s your take on it? Who/what is it well suited for?
Well I remember when people said the Internet was a fad too. Any new technology, particularly one that may disintermediate present-day business, is immediately discounted. But I think podcasting is here to stay. Here’s why. It’s not so much that you can listen to (or watch) shows on an iPod. While important, the two biggest things driving podcasting are the democratization of media and putting the audience in control. Those are the two points that make podcasting a really big deal. The fact that you can have a Tivo - like experience with a radio show is also a big deal. People are busy and they no longer want the content providers to be in control of the time and place a show is delivered.
I also think that you need to look at the numbers. As of January, Apple has sold 42 million iPods. Add to that the millions they have sold since plus all the third-party personal media players, Tivo boxes, PDAs and cell phones that are out there and you have an audience that starts to rival the size of network television. People are going to do business where the audience is and portable devices are where the audience wants to be.
I could go on here but it would start to get boring. There is a business case for podcasting for nearly any business. You can use podcasts as training tools, to spread the word about new products and services to your customers and prospects, to establish your brand with any community, to provide a community service, to communicate with your investors and vendors and to open channels of communication with your employees. I’d be glad to discuss it more at length with any interested party.
One of the things I’ve noticed about podcasts is that a lot of them are poorly recorded and mastered, which makes them difficult to listen to. How hard is it to produce a quality podcast? Perhaps you’d be interested in teaching a Biznik class on the subject? I bet you’d get a lot of takers…
Well of course I’d be willing to teach a class on recording and yes it is hard to do it properly without training. But even when you know what you’re doing the equipment gremlins can get you. It happened to me today when working with a new piece of gear in my studio. Stuff goes wrong and then you get to face the fun challenge of figuring out how to fix it!
What’s the value of a networking group like Biznik to a successful business owner like you?
Well Bourne Media Group is a new venture for me. I had some very onerous non-competes expire after long periods of time and I am ready to share my experience with interested companies. I need all the help I can get spreading the word about what I do. I also have found networking to be rewarding on a personal level. In the past, I have made strong friendships that lasted outside the business environment with people I met while networking. Most networkers have an entrepreneurial bent that I find attractive and I like hanging out with people who have a dream.
Health Insurance for Biznik Members: Part 1 - Medical Plans
The following post is part of a three part series from Beth Cosker of CGA Benefits, a Biznik, whom we’re working with to provide health insurance benefits to Biznik members.
If you missed last week’s blog post from me that introduced the subject, you can re-read it here. We will be publishing three blogs from Beth in the coming weeks explaining the medical plan options, the supplemental group insurance policies, and a discounted dental plan. This is the first of those three.
At this time, these policies are only being offered in Washington State, and our information meetings are only scheduled for the Seattle area. As soon as we get this program up and running, we’ll find a way to offer these policies to U.S. Biznik members in the other states - hopefully as early as this summer.
Getting the right fit is important, whether you’re talking about contact lenses, shoes, or the perfect pair of jeans. It’s also true of health coverage. You wouldn’t want someone else’s health plan – one that costs too much or doesn’t meet your needs. For something as important as your health, you want coverage that is right for you – something that fits you, your family or companies needs.
Biznik members, in partnership with CGA Benefits, will have access to a comprehensive benefit programs based on individual needs. Here are some highlights on your Medical Plan Design Options:
Regence BlueShield
- Multiple plan design options; from POS (point of Service) to PPO (Preferred Provider Organization)
- Multiple Deductible Options as low as $500 up to $5,000
- Unlimited office visits covered at 100% after co-pay*; deductible waived*
- $10 co-pay on Generic medications (deductible waived)*
- Preventive Care Covered*
- Vision Benefits*
- Access to Blue Card Program
*Note: on certain plan design options
LifeWise Health Plan of Washington
- Multiple plan design options; PPO (Preferred Provider Organization)
- Multiple Deductible Options as low as $500 up to $3,400
- Physician office visits 1-3 covered at applicable co-insurance*; deductible waived*
- Generic medications covered at 80% (deductible waived)*
- Preventive Care Covered*
- Vision Benefits*
- Access to the largest provider network in Washington
*Note: on certain plan design options
Group Health Cooperative
- Multiple plan design options; HMO (Health Maintenance Organization)
- Multiple Deductible Options as low as $500 up to $5,000
- Physician office visits covered at applicable co-insurance; after deductible*
- $20 co-pay on Generic medications (deductible waived)*
- Preventive Care Covered*
- Vision Benefits*
- Access to your complete medical records on-line
*Note: on certain plan design options
We will be hosting informational enrollment meetings in the Seattle area about your access to these member benefits the week of May 8. Listed below are dates/times and the locations of each meeting. Please be sure to RSVP at info@biznik.com for one of these meetings to get all of your health insurance needs answered. As soon as we get this up and running in Seattle, we’ll find a way to offer these policies to U.S. Biznik members in the other states.
Monday, May 8: Bellevue, WA
Colonial Supplemental Benefits Office
The Bellefield Office Park
Conference Center (Training Room)
1150 114th Ave SE
Bellevue, WA 98004
5:30 to 6pm social
6 to 6:30 overview
6:30 to 8:30 one-on-one meetings with health insurance representatives.
Tuesday, May 9: Seattle, WA
Location to be announced (watch the Events Calendar).
5:30 to 6pm social
6 to 6:30 overview
6:30 to 8:30 one-on-one meetings with health insurance representatives.
Should you have questions regarding this information, please feel free to contact me, Beth Cosker, directly at (206) 985-2525 or bcosker[at]cgahealthbenefits.com.
